Car Accident FAQs
What should I do if I am involved in a car
accident?
Who pays if I incur an injury due to an auto
accident or my car is damaged?
What issues will I face in making a personal
injury claim for injuries sustained in an automobile accident?
My insurance company is offering me a nice
settlement. Should I take it?
How will I pay for my medical bills?
Am I at fault if I rear-end another vehicle?
What should I do if I did not feel hurt at the
scene but experienced pain afterwards?
What should I do if I am involved in a
car accident?
First, you should seek proper medical attention. If you are
conscious at the scene, collect all pertinent information from
the other drivers (i.e. driver’s license numbers, address,
phone number, insurance card information, etc.). Make sure to
keep a daily journal beginning with the date of the accident
to document all physical and mental injuries, as well as
document your view of the accident. Finally, contact an
attorney at Oshman & Mirisola, LLP who will be your
advocate if a traffic charge is brought against your, or even
a civil suit. An attorney can also assist you in bringing a
civil suit against another party if they are responsible for
the accident.
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Who pays if I incur an injury due to an
auto accident or my car is damaged?
If you are to blame for an accident, your liability insurance
will pay the other driver for property damage and personal
injuries up to your policy's limits. If you are not at fault,
the other driver’s liability insurance pays for your car
damage and personal injuries.
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What issues will I face in making a
personal injury claim for injuries sustained in an automobile
accident?
A claim for injuries sustained in an automobile accident is
usually based upon carelessness or negligence of the other
driver. In worst case scenarios, it is based on an intentional
or reckless act. The issues that typically arise in a tort
claim after an automobile accident are the following:
- Liability – who is at fault and to what degree
- Damages – injuries or losses that were caused by the
accident
- Insurance Coverage – what the insurance company will
pay for after an accident
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My insurance company is offering me a
nice settlement. Should I take it?
No. Tell the insurance company that you will get back to them.
Contact an attorney at Oshman & Mirisola, LLP immediately.
An insurance company may offer a minimal amount of money in
return for your signature stating that you will not sue them.
Never take an insurance check without first consulting an
attorney to discuss your case.
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How will I pay for my medical bills?
If you have been injured, you will likely have medical bills
from physicians, hospitals, physical therapists, and other
health care providers. Those bills will be in your name and
will usually be sent to your address. You are primarily
responsible for paying your bills, regardless of the cause of
your injuries. The at-fault person's liability insurance
carrier is responsible for paying you reasonable compensation
for damages incurred, which includes medical bills, but the
insurance carrier is not responsible for paying your doctors,
hospitals, and other providers. Sometimes the amount the
insurance company is willing to pay is far less than the
actual amount you owe. You need an attorney who fill fight for
your rights with the insurance companies to ensure that you
are fully compensated. Contact Oshman & Mirisola, LLP
today to discuss your course of action.
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Am I at fault if I rear-end another
vehicle?
Almost always, yes. The law states that you must maintain a
safe distance to be able to stop safely if a car stops in
front of you.
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What should I do if I did not feel hurt
at the scene but experienced pain afterwards?
You should immediately consult your medical provider regarding
any pain, discomfort or possible injuries from a car accident,
even if you think they may be only minor injuries. Even if you
did not complain of injuries at the scene of the car accident,
if you were injured in the accident from someone else's
negligence, you may be entitled to payment of your medical
bills, compensation for pain and suffering, lost wages, loss
of earnings capacity, and emotional distress. You should
consult an attorney at Oshman & Mirisola, LLP to discuss
your case.
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For more information, please see our Car
Accident page.
Contact us online through our FREE
car accident evaluation form if you have any questions
about your claim.
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